A nurse may not be your financial adviser, but nurses may be able help you make sound financial decisions that can save you hundreds, even thousands, on medical bills. Nurses play an important role in our health. Anyone who’s been admitted to a hospital knows that they are the frontliners–always there to address patient needs. But did you know that their role goes beyond changing IV fluids and taking vitals?
The health and prosperity or your family is without a doubt one of your primary concerns. You want to make sure their needs are met and they have financial stability. This is the reason we work, pay our bills, and maintain our investments. We aren’t just looking out for ourselves, we have our family in the forefront of our thoughts.
Being healthy is one way that you can help increase your quality of life. While genetics play some role in your overall health and well being, your lifestyle plays significantly more. If you want to live a long and productive life to see your children and grandchildren grow up then you need to start by getting healthy now.
Every family has health concerns and you want access to the best care available. You want to make sure that you are well prepared for any health concerns that may arise. Some consumers might not realize that different benefit plan options exist for them in additional to traditional health insurance. One option is a Flexible Spending Account (FSA) – an employer-sponsored benefit add-on that allows employees to set aside pre-tax money for qualified health expenses.
The eye of the media is constantly focused on Americans who are lacking in healthcare. But what about the many individuals who do have health insurance and are being subjected to medical overtreatment?
Far too often we are running too many scans, too many labs, and performing far too many procedures. And according to the Institute of Medicine, this overtreatment is costing health care systems over $210 billion a year. Not only are the costs financially high, but the burden of pain, complications, and even potential death are on the line in this epidemic.
The following infographic does a great job of illustrating the cost of various surgeries as well as detailing how many of that operations are performed in a year.
IT’s worth noting that cost for these procedures vary by region and also from facility to facility. What would be ideal was if a surgery cost $x.xx amount no matter where you had it or who performed it. But unfortunately that is just not so. Hospitals and insurance companies are constantly renegotiating their agreed upon allowances and changing what they determine is “reasonable and customary.”
An article in the New York Times: Young, Obese and in Surgery has really started to make me think about the ways our tax dollars are spent on healthcare. We are allowing our children to be subjected to risky surgeries and forcing them to make decisions that they are truly too young to realize the full implications of. This article has also has increased my awareness on how we are always looking for a quick fix to lifelong problems.